FTC Red Flag Compliance Enforcement Due Nov 1

Red Flags Expert Lee Holden
will give you the opportunity to get all your Red Flag Questions Answered
while showing you Who must qualify and Why for Red Flag Compliance.

FTC is currently due to begin enforcement of Red Flags Compliance
on November 1, 2009....that's only weeks away, now.

On the webinar Lee will be addressing the following:
Who Must be Compliant with the Red Flag Rule?
What is the program all about?

What will you get when you order our services now?

Bring your questions - and we'll get you answers!

Red Flags Compliant Webinar with Lee Holden
Date: Tuesday, October 20, 2009
Time: 8:30 PM - 9:30 PM EDT
-The Who
-What
-Where
-When and Why of Red Flags

Go now and register for the Webinar
Tue, Oct 20, 2009 8:30 PM - 9:30 PM EDT
The Who, What, Where, When and Why of Red Flags
https://www2.gotomeeting.com/register/953563186

Preventing Identity Theft: A Guide for Consumers (PDF)
Guide created by the National Crime Prevention Council

Sponsor: http://order.redflagscompliant.com
Contact Us: GetCompliant@gmail.com

Red Flag Rules and Identity Theft

Identity Theft and Red Flags Rules

Investopedia Says:
Identity theft is committed many different ways. Some identity thieves sift through trash bins looking for bank account and credit card statements; other more high-tech methods involve accessing corporate databases to steal lists of customer information.

Red Flag Rules have been established so that business owners
establish safeguards to protect Consumer identity information
and have a Plan of Prevention of the loss of confidential information.

The FTC will request this during any Audit of Red Flag Enforcement.

Red Flag Compliance is a written plan and policy for the specific
business operation...which is why any company offering automated
solutions or "cookie cutter" fill-in-the-blank products cannot fulfill
the FTC Guidelines to be Red Flag Compliant.

Each business and industry runs in it's own way and each is
unique and a Doctor's Office does not operate the same as a
Property Manager, Mortage Broker or Auto Dealership...
all of whom MUST have Red Flags Certification.

We have the Solution to your Red Flags Compliance

We would like to invite you to a special Tutorial Webinar
to let you see and hear the Real Facts of the Red Flag Rules.

Tuesday September 15th--8:30pm - 9:30pm EST

On the webinar Lee will be addressing the following:
Whats up with the Red Flag Rule?
What is the program all about?
What do our customer get?
Bring your questions - and we'll get you answers!

Red Flags Compliant Webinar with Lee Holden

Tues, Sep 15, 2009 8:30 PM - 9:30 PM EDT


Red Flag Rules and Identity Theft

Stealing the identity of others by using their credit card, drivers license, social security or other personal identification numbers has been increasing in mind boggling numbers in just the last five years.

Not only can the thieves run up bills for the victims, but identity thieves can also commit crimes pretending to be the victim, who may have enormous difficulty proving otherwise.

The easy access and automation on the Web has caused identity theft to increase rapidly.

In 1998, the U.S. Congress made identity theft a federal offense.

Preventing Identity Theft: A Guide for Consumers (PDF)
Guide created by the National Crime Prevention Council

Contact Us: GetCompliant@gmail.com

http://order.RedFlagsCompliant.com

Red Flag Rules No Cost Webinar Education

I was going to tell you about our Tuesday Webinar with National
Red Flags Expert Lee Holden.

I was going to casually give you the time and date and hoped
that you would see the value in that...then, something came to
my attention.

Another company who is also offering a Red Flags Webinar:
WEBINAR: IMPLEMENTING YOUR WRITTEN RED FLAG PLAN

This Webinar is meant to help you with a do-it-yourself
fill in the blank form for Compliance
"Template for Your Written Red Flag Plan"

Come to Our Webinar and hear what Lee has to say about
these "Do-it-Yourself-Fill-in-the-blank Forms for Compliance

Do YOU know THE RED FLAG RULES?

AND...

This webinar is 1/2 of RECORDED information for $295!
Duration: 30 minutes Delivery Method: Recorded Cost: $295

We are PROUD to offer AN OPEN Q&A Webinar where
YOU CAN ASK YOUR QUESTIONS....at NO CHARGE!

Lee Holden will Explain why Fill in the Blank Forms DO NOT
GIVE YOU COMPLIANCE and why Electronic Monitoring
Services FAIL TO MEET FTC COMPLIANCE REGULATION

So, just like things like Loan Modifications for Foreclosures,
there are vendors out there that just want your money, are
misinformed or are just Scams.

You won't know you made the Wrong Choice until you get an
FTC Audit...they will Explain it to you!

Let Lee Holden tell you the Facts from Fiction on Red Flag Rules

Register for the Webinar Tuesday 9/15
Tue, Sep 15, 2009 8:30 PM - 9:30 PM EDT

Our FREE 1 hour Webinar...obviously, at LEAST a $295 value!

We don't tell you how to Fill in Forms...We Do The Work For You!

PUT THIS ON YOUR CALENDAR
Red Flags Compliant Webinar with Lee Holden

Contact Us: GetCompliant@gmail.com
RedFlagsCompliant.com

Red Flag Compliance Rules for Mortgage Brokers

Red Flags FTC enforcement has been set for November 1, 2009
but Red Flag Compliance for Mortgage Brokers and others who
qualify are in effect NOW under the Red Flag Rules.

Mortgage Brokers and Lenders come under the "Creditor"
and "Covered Accounts" categories.


"FACTA’s definition of “creditor” applies to any entity that regularly extends or renews credit – or arranges for others to do so – and includes all entities that regularly permit deferred payments for goods or services."

"Some examples of creditors are finance companies; automobile dealers that provide or arrange financing; mortgage brokers..."
Federal Trade Commission Website


IF YOU THINK THIS IS A "MINOR" ISSUE...GUESS AGAIN

Mortgage Lender Will Pay $50,000 Civil Penalty for Violating FCRA Disposal Rule (December 18, 2007)

Mortgage Servicers Agree to Pay $28 Million to Settle FTC Charges, Including Failure to Report Consumer Disputes to Credit Bureaus as Required by the FCRA (September 9, 2008)

FTC Charges Mortgage Broker With Violations of FCRA and Disposal Rule, Seeks Monetary Civil Penalties (December 30, 2008)

Mortgage Lender Pays $20,000 to Settle FTC Charges That Its Prescreened Loan Offers Lacked Proper Opt-Out Notice (08/18/2009)

PERHAPS THESE STORIES WILL CONVINCE YOU...
THE FTC IS WATCHING AND THEY ARE HANDING OUT FINES

Failure of Mortgage Brokers to Comply with Red Flag Rules
can leave the Broker open to Civil Litigation which may extend
to Class Action...and the Broker will Still Have to Become Compliant
(and, perhaps be subjected to Monthly Audit of continued Compliance).


HOW CAN I BECOME RED FLAGS COMPLIANT?

You should go to this Website and see about the Services

You are Invited to Attend one of the Red Flags Webinars
The Webinars are for Referral Partners of the Service
however, it is an open Q&A and you may attend...
Bring Your Questions...

To Register for the Webinar Tuesday September 1, 2009
Tue, Sep 1, 2009 8:30 PM - 9:30 PM EDT

GET STARTED NOW

Contact Us: GetCompliant@gmail.com

Red Flag Rules for Red Flag Compliance

The FTC is the government agency that will be enforcing the
Red Flag Rules for Red Flag Compliance of Consumer laws for
protection from Identity Theft.

Any Company that works with Consumer Credit
is now required to have in place an
Identity Theft Prevention program by November 1st, 2009.

Three Things You Must Ask BEFORE Starting
The Red Flags Compliance Process.

1. Is my company required to meet the Red Flags Compliance Rules?
2. What if my company is not in compliance by November 1, 2009?
3. What is the Fastest and Easiest way to become compliant?



he Red Flags Rules are a part of section 114 of the
Fair and Accurate Credit Transactions (FACT) Act of 2003.

Start now it takes time to become compliant

Businesses who must comply

Businesses that must comply are:

banks credit unions mortgage brokers auto dealers debt collection agencies

credit issuers utility companies telecommunication companies health care companies ... in short, any company using any consumer's credit report.

Come to Our Webinar Tuesday August 25th to Learn More

Tue, Aug 25, 2009 8:30 PM - 9:30 PM EDT


Contact Us: GetCompliant@gmail.com

FTC Red Flag Rules

The FTC did not do much to give Businesses a good explanation
of the Red Flag Rules for the last enforcement date of August 1,
so a postponement of FTC enforcement set a new deadline, which
is currently November 1, 2009.

Many businesses and business owners felt uninformed and were
confused about not just whether they actually had to comply
with this "Red Flag thing" but also "what the heck does the FTC
have to do with this and why do they care?"

Well, partly because it is a little know fact that
The primary oversight of the credit reporting agencies/Bureaus,
mortgage brokers and others as to their activities covered by
the Fair Credit Reporting Act (FCRA) is covered by the
Federal Trade Commission (FTC) just as the Lenders, Banks and
Credit Unions (Financial Institutions) are regulated by the FDIC.

All FDIC oversight of large Financial Institutions was required
to be completed in 2008. However, many smaller shops, such
as Hard Money Lenders, Mortgage Brokers, and Credit Unions
have failed to move to Compliance at this time.

The Federal Reserve has oversight on federally-chartered banks
but it is the FTC that Mainstream America will be dealing with
as the Federal Government moves to place more responsibility
for Consumer Identity Theft protections at points of contact.



IMPORTANT CRITERIA UNDER FTC RED FLAG RULES

• Do they Take a Credit Application or Pull a Credit Report?

• Then they have to be Red Flags Compliant

EVERY Mortgage Broker, Regardless of Size of the Office
Must be Red Flags Compliant

Landlords and Real Estate Management Companies
Must be Red Flags Compliant
(a Landlord or Property Management Company would not
necessarily have to be Compliant for current Tenants known
to them, but would be required to be Compliant for any new
vacancies involving new applications to rent and pulling any
Consumer Credit Reports

Visit this Blog for continued Red Flag Rules News
Bookmark This Page

What you Must Do Now

Go to This Website
To receive your Complimentary Red Flag Guide
Just enter your information and it will be emailed to you
(There is No Cost, No Obligation and they do not put you on any
type of list....No Marketing and they Never Sell Any Names)

The Business is mainly based on Referral Customers and
the Red Flags Compliance Program here not only gets you fully
documented and Compliant but also includes a Full 12 months
of Maintenance and Follow-up Access.

Contact Us: getcompliant@gmail.com

Red Flags Identity Theft Prevention Program

According to a report of the President’s Identity Theft Task Force, identity theft (a fraud attempted or committed using identifying information of another person without authority), results in billions of dollars in losses each year to individuals and businesses.

The final rules require each financial institution and creditor that holds any consumer account, or other account for which there is a reasonably foreseeable risk of identity theft, to develop and implement an Identity Theft Prevention Program (Program) for combating identity theft in connection with new and existing accounts. The Program must include reasonable policies and procedures for detecting, preventing, and mitigating identity theft and enable a financial institution or creditor to:

1. Identify relevant patterns, practices, and specific forms of activity that are “red flags” signaling possible identity theft and incorporate those red flags into the Program;
2. Detect red flags that have been incorporated into the Program;
3. Respond appropriately to any red flags that are detected to prevent and mitigate identity theft; and
4. Ensure the Program is updated periodically to reflect changes in risks from identity theft.

Red Flags is a Follow up to Data Protection

"Identity Theft is fully out of control," said National Red Flags
Compliance expert Lee Holden.

"in 1999 there were approximately 1 million victims of identity
theft. Currently there are about 14 to 15 million victims each
year," said Holden.

"Twenty five people every minute of every day, 24/7. When
I do a one hour Webinar on Red Flags Compliance, in just that
one hour, 1500 people will have been effected by some form of
identity theft."

And, who needs to be compliant, Holden was asked.

"Anyone who originates a loan, even a Doctor's Office," said Holden.

"Why even a Doctor's Office? There are at least three reasons,"
Holden said.

"One, they send bills after the patients have left the office.
Also, the individual is ultimately the one responsible for the
payment (so, in essence, the office has extended credit) and
a third reason is the Doctor may bill and collect co-payments,
after any insurance makes their payments.

Identity Theft Prevention Program

To find out more about Red Flags Compliant Rules or to
request a complimentary consultation with Lee Holden, go to:
RedFlagsCompliant.com

SIGN UP NOW FOR OUR NEXT Q&A WEBINAR
WITH NATIONAL RED FLAGS EXPERT LEE HOLDEN
Tue, Aug 25, 2009 8:30 PM - 9:30 PM EDT

Contact Us: getcompliant@gmail.com

Who, What, Where, When and Why of Red Flags Webinar

Tuesday, August 11, 2009 8:30 PM - 9:30 PM EDT

Red Flags Compliant Webinar with Lee Holden

The Who, What, Where, When and Why of Red Flags

Red Flags Compliant Webinar
with Lee Holden

What is the program all about? What do our customer get?

Bring your questions - and we'll get you answers!

Register for the Webinar:
https://www2.gotomeeting.com/register/583070331

For Additional Information on Lee Holden's Services
click the link to find out how You and Your Business
can get Compliant...RedFlagsCompliant

Contact Us: getcompliant@gmail.com

26 Red Flags Compliance Webinar

There are 26 Federal Government Red Flags identified...

You must have a plan to safeguard identities and a manual of
ongoing Compliance as a business plan of operations.

To give you an opportunity to understand the Red Flags Rules
Fix Credit Biz will host a Tuesday Night Webinar with National
Speaker, Red Flags Expert Lee Holden

Subject: 26 Red Flags In Lending

Here are just a few of the Topics Lee will cover in the Webinar.
It's Open Forum format, so Bring Your Questions and you'll get
an opportunity to Ask Lee Holden your Red Flags Compliance
Question.

• Identity Relevant Red Flags for Your Organization & Implement Required
Detection and Response Procedures

• Have a Written Program – Approved by Board of Directors or Senior Manager or
Owner

• Program Must Be “Effective” – i.e. (What is in written program is what you must be doing)


Get Your No Cost, No Obligation
Red Flags Compliant Jumpstart Guide

To Register and Join Us on the Webinar:
Tues, Aug 11, 2009 8:30 PM - 9:30 PM EDT

To Contact Us: getcompliant@gmail.com

How Does Red Flags Compliance Work?

There is so little Mainstream News about the FTC mandatory
Red Flags Compliance, I think some wonder "what is this thing
all about," "How does Red Flags Compliance work" and who" the
heck needs to to worried about it anyway?"

Well, the Red Flags Compliance is a real program...it is, in fact,
the Law RIGHT NOW! What has been delayed is the FTC
Enforcement of the Law...but those who need to be Compliant
need to get compliant RIGHT NOW...it IS the law and, current
actions today do indeed count as violations of the Red Flag Rules.

Health-care providers must have “reasonable” policies
and procedures in place...but, how does that work?

Pharmacies must guard against identity theft for Red Flags
Compliance (and must have a policy in place).

Auto Dealerships need Compliance and each dealership that
required, have its own in-store compliance officer.

The Federal Trade Commission/FTC is now providing additional
resources and guidance to clarify whether businesses are covered
by the Red Flags rule and what they must do to comply...but, do
you wait for the FTC to see how it works or are you saying, now
"How does the Red Flags certification work?"

We invite you to our Red Flag Compliance Webinar-
a comprehensive overview of RedFlagsCompliant
with National Red Flags Expert Lee Holden

On the webinar Lee will be addressing the following:

What is the Red Flag Rule?
What is the program all about?
What do our customer get?

Allow us to make you red flags rule compliant!

Q & A open forum Webinar with Expert Lee Holden
Tue, Aug 11, 2009 8:30 PM - 9:30 PM EDT
Bring your questions - and we'll get you answers!

We hope you can Join Us!
If you cannot make the Tues. 8/11 Webinar
please register in advance, now for Tues 8/18

Tue, Aug 18, 2009 8:30 PM - 9:30 PM EDT


Contact Us: GetCompliant@gmail.com

Red Flags Compliant Guide

Get your Red Flags Compliant Guide
before Tonight's Webinar with Red Flags Expert Lee Holden
Tue, Aug 4, 2009 8:30 PM - 9:30 PM EDT


Free Red Flags Compliant Jumpstart Guide
to meeting compliance.

While complying with Red Flags is not difficult you need to have a
comprehensive written program, that takes into account your organization,
its processes, types of accounts and a through risk assessment and let us
not forget the training.

• Perform a Risk Assessment & Identify Covered Accounts – How they are opened
and the sales process

• Identity Relevant Red Flags for Your Organization & Implement Required
Detection and Response Procedures

• Have a Written Program – Approved by Board of Directors or Senior Manager or
Owner

• Train “Relevant” Staff

• Review and Update Program Periodically As Needed (Must report to Senior
Management At Least Annually)

• Program Must Be “Effective” – i.e. (What is in written program is what you must be doing)

Red Flags Compliant Jumpstart Guide

Also...get the List of 26 Red Flags:
What are the 26 Red Flags In Lending?



The Who, What, Where, When and Why of Red Flags

Webinar Tonight will walk you through all the Steps of
Red Flags Compliance.

Register for the Webinar...

Tues, Aug 4, 2009 8:30 PM - 9:30 PM EDT

IF you can't make it Tonight, Register now for NEXT TUESDAY

AND add it to your Calendar

Tues, Aug 11, 2009 8:30 PM - 9:30 PM EDT
Tuesday, August 11, 2009 8:30 PM - 9:30 PM EDT

Contact Us: GetCompliant@gmail.com

What are the 26 Red Flags of Lending?

As you investigate your need and responsibility to get Compliant
in the Red Flags program, you must be asking...What are the
FTC Red Flags, anyway? Are there 2 or 9 or 100?

Well, there are 26 total Red Flags identified for Compliance.

Not every business is going to need to comply with the same
combination of Red Flags.

What is important is that the Red Flags are reviewed and, if you
find Red Flags that directly relate to your business, then you
MUST, under Federal Law, comply with the Identity Theft Act
known as the FACTACT that covers Consumer Protections.

You must have a plan to safeguard identities and a manual of
ongoing Compliance as a business plan of operations.

Subject: 26 Red Flags In Lending

1. A fraud alert included with a consumer report.

2. Notice of a credit freeze in response to a request for a consumer report.

3. A consumer reporting agency providing a notice of address discrepancy.

4. Unusual credit activity, such as an increased number of accounts or inquiries.

5. Documents provided for identification appearing altered or forged.

6. Photograph on ID inconsistent with appearance of customer.

7. Information on ID inconsistent with information provided by person opening account.

8. Information on ID, such as signature, inconsistent with information on file at financial institution.

9. Application appearing forged or altered or destroyed and reassembled.

10. Information on ID not matching any address in the consumer report, Social Security number has not been issued or appears on the Social Security Administration's Death Master File, a file of information associated with Social Security numbers of those who are deceased.

11. Lack of correlation between Social Security number range and date of birth.

12. Personal identifying information associated with known fraud activity.

13. Suspicious addresses supplied, such as a mail drop or prison, or phone numbers associated with pagers or answering service.

14. Social Security number provided matching that submitted by another person opening an account or other customers.

15. An address or phone number matching that supplied by a large number of applicants.

16. The person opening the account unable to supply identifying information in response to notification that the application is incomplete.

17. Personal information inconsistent with information already on file at financial institution or creditor.

18. Person opening account or customer unable to correctly answer challenge questions.

19. Shortly after change of address, creditor receiving request for additional users of account.

20. Most of available credit used for cash advances, jewelry or electronics, plus customer fails to make first payment.

21. Drastic change in payment patterns, use of available credit or spending patterns.

22. An account that has been inactive for a lengthy time suddenly exhibiting unusual activity.

23. Mail sent to customer repeatedly returned as undeliverable despite ongoing transactions on active account.

24. Financial institution or creditor notified that customer is not receiving paper account statements.

25. Financial institution or creditor notified of unauthorized charges or transactions on customer's account.

26. Financial institution or creditor notified that it has opened a fraudulent account for a person engaged in identity theft.

Source: Federal Trade Commission

Visit our Website for a Free Red Flags Guide

Remember, if Red Flags Rules apply to your business,
This is NOT optional, it is the LAW

GET COMPLIANT

Contact Us: GetCompliant@gmail.com

Red Flag Rules Enforcement

Red Flags Compliance Expert Lee Holden will be giving a
series of Webinars explaining the complicated topic of the
Red Flag Rules Enforcement and postponement by the FTC.

Lee delivered the first Webinar given anywhere regarding
the latest Federal Government postponement of enforcement
of the Red Flags Rule and what it means to your business in a
special Webinar presentation on Tuesday August 4th.

Enforcement had been due to begin August 1st...
the FTC postponed the enforcement just days earlier...

POSTPONEMENT OF ENFORCEMENT OF RED FLAGS--
WHAT DOES THIS MEAN TO YOUR COMPLIANCE???

While the ENFORCEMENT of Red Flags date has now been
pushed back to November 1st...

The COMPLIANCE date is a separate matter. The mandatory
Compliance date has PASSED, therefore, don't be confused
about this...IF YOU ARE REQUIRED TO BE COMPLIANT
YOU ARE ALREADY SUPPOSED TO BE CERTIFIED...
AND, YOU WILL BE HELD ACCOUNTABLE whenever the
Enforcement begins, for violations that take place NOW!

(this post originally made for August 4th Webinar, updated 8/5)

Tuesday August 4th RedFlagsCompliant Rules & the

Red Flags Postponement

plus

Overview for Potential New Affiliates

Please plan on attending a comprehensive overview of

RedFlagsCompliant with Red Flags Expert Lee Holden

8:30pm - 9:30pm EST Tuesday August 4th

On the webinar Lee will be addressing the following:

Whats up with the Red Flag Rule Postponement?
What is the Red Flags Compliance program all about?
What do our customers need to be Compliant?

Open Forum Questions and Answers-Live!

Bring your questions - and we'll get you answers!

Click below to register

UPDATED AUGUST 5: AUGUST 2009 Webinars

HERE are REMAINING AUGUST 2009 LINKS

Click to register:

Tue, Aug 11, 2009 8:30 PM - 9:30 PM EDT

Tue, Aug 18, 2009 8:30 PM - 9:30 PM EDT

Tue, Aug 25, 2009 8:30 PM - 9:30 PM EDT

Three Things You Must Ask BEFORE Starting
The Red Flags Compliance Process.

Complete the form and we will immediately
e-mail you the complete Red Flags Compliance guide
FREE

FTC Extends Red Flag Compliance Again

RED FLAGS EXTENDED AGAIN

FTC Again Extends the Deadline for Red Flags Rule Enforcement
until November 1, 2009.

Originally schedule to go into effect on November 1, 2008
the Enforcement date had been pushed back to August 1st
until this second extension made just days before Enforcement
was due to become official.

Despite the Enforcement dates, the Red Flags Rules are currently
in effect, it is currently law...it is simply not yet being enforced by
the FTC.

A number of industries and entities within the FTC’s jurisdiction expressed confusion and uncertainty about what entities would be subject to the Rule and what the Rule itself required of those "covered" entities ("covered" entities is a term within the Red Flags Law that can be
read as "responsible" for Compliance).

To assist small businesses and other entities subject to the Rule, the FTC issued new resources and guidance and again extended the compliance deadline.

The Red Flags Web site offers resources to help you determine if you are "covered" (again, this means "responsible" for Compliance) and, if you are "covered", how do you comply with the Rule?

You may request a Free Red Flags Guide from the Red Flags Compliant
Website, just enter your email address and it will be sent to you.
This information does not go into any marketing database and the
information for the Free Guide will not be sold or abused in any way.

If you would like to set up a Free Consultation regarding your
Red Flag Compliance or questions about what your business has
to do to be Certified Compliant...just fill in the "Contact Us" form

Also See:
Red Flag Compliance Identity Theft Law

26 Suggested Red Flags, Only 7 Are Covered by Electronic ID

Many companies that have made an attempt to be Red Flag
Compliant are not. Why not?

Those who feel they have addressed the problem with Electronic
ID Monitoring may not, in fact, have gone far enough for Compliance, There are 26 suggested Red Flags and only 7 of those are covered
by electronic ID,

Do it yourself kits do not always provide the accurate training
needed to comply or policy plan for ongoing Compliance has not
been properly set down with the company's guideline Manual.

The new Red Flag legislation was
created to stop Identity Theft and
Fraud at the retail point of contact …

Red Flag Compliance Fraud Detection

If you use consumer reports - originate and/or provide
financing, take payments over time, run a Collection Service,
over time, run a collection service or in Real Estate as a
Landlord or Real Estate Property Management Company most likely you are
you most likely need to be Compliant under this legislation. (Even if you don’t use consumer reports
there is a possibility of identity theft and
you need to verify ID of your new clients ...)

if you have an incident of ID theft
and no program in place,
you are not going to be pleased with the FTC findings.


Debt Collectors / Landlords / RE Mgt. Co.

Auto, RV, Boat & Motorcycle Dealers

need to check on their Red Flags Compliance or face the possibility
of FTC Audit, FTC Fines and potential Civil Litigation Exposure.

Red Flag Alerts-Certification Training

Guide to Meeting Red Flags Compliance

A Jumpstart Guide to meeting Red Flags Compliance.

Complete the form and we will immediately
e-mail you the complete Red Flags Compliance guide.

Any Company that works with Consumer Credit
is now required to have in place an
Identity Theft Prevention program by August 1st, 2009.

These prevention measures must be in writing and
followed closely or those companies not compliant can
potentially face large fines by the FTC, civil litigation and liability,
and ongoing audits by the Federal Trade Commission.


1. Is my company required to meet the Red Flags Compliance Rules?
2. What if my company is not in compliance by August 1, 2009?
3. What is the Fastest and Easiest way to become compliant?

Use the Contact Us and enter any information you want to provide
so that we may discuss your need with you...Each Binder is a
Unique Manual for each business...we customize the Binder to
the exact needs of your business.

Name:

Email Address:

Phone Number:
--Not Mandatory, leave a number if you want us to call you!
Referred By:
--just fill in the rest, leave this affiliate box blank
Comments:
--Any specific question you'd like to ask or a time that
would be convenient to discuss Red Flags Compliance.

No Sales "Pitches"...this is a Federally Required Program and
we are providing Superior Personalized Service to HELP YOU.
We don't need to sell you a thing, We have the absolute best
Compliance Service we know of.

Some businesses think they are covered by some "Electronic
Service" or "Software Program"
HOWEVER...WE HAVE FOUND...

that Most Companies ARE NOT FULLY COMPLIANT
AND
HAVE NOT COMPLETED THE APPROPRIATE
TRAINING REQUIRED BY THE FEDERAL COMPLIANCE
REQUIREMENTS when using these "Shortcuts" and
they will be ineffective as a defense and as insurance
against Federal Fines and Civil Litigation.

Red Flag Compliance Fraud Detection

Red Flags Compliance for Consumer Identity Theft Protection
and Red Flag Compliance Fraud Detection.

Responsibility has now fallen to the small business and
medium sized businesses to enforce and the FTC is overseeing it.

Small and Mid-sized organizations are dealing with many of the
same fraud challenges that have traditionally been associated
with big business and, even banking.

Our Red Flags Compliant team analyzes client's existing data,
looking at your business and working with you to identify exposure
to Red Flags potential violations and inappropriate relationships
as it pertains to Red Flags as you are also held responsible for
the actions of 3rd parties acting on your behalf and who provide
direct services for the company.

Our Team helps organizations maximize the productivity of their
investigative resources to remain Compliant throughout the year.
Our service compresses the investigation process and allows
companies to be more proactive in their fraud mitigation efforts.

We have also removed the need for up-front investments in
software and implementation services within the company, thus
providing a very cost effective solution for becoming Compliant
and also a Certification with all the elements to remain Compliant.

An ineffective effort will not offer the Compliant Insurance that
the company needs to protect itself not only from Audit and Fines
from the FTC, but exposure to Civil Litigation, as well.

Any Company that works with Consumer Credit is now required to have in place an Identity Theft Prevention program by August 1st, 2009.

Start now it takes time to become compliant.

A Jumpstart Guide to meeting compliance.
Complete the form and we will immediately
e-mail you the complete guide.

Red Flags Compliance for Consumer Identity Theft
and Fraud Detection.
Use the "Contact Us" form on the site for to set an appointment

Issuers of Credit Invited to Red Flags Compliant Webinar with Lee Holden

We provide issuers of credit with the information to assess their
risks associated with a credit applications.

If your company verifies a borrower's employment details, credit,
extends financing or rental units you may now need to have the
company Certified Red Flags Compliant, which enforces
anti-fraud best practices.

If you or your Company ensure the validity of a borrower's Identity
you Need to Be On This Webinar...

Tuesday July 28, 2009 @ 8:30pm - 9:30pm EST
Red Flags Compliant Webinar with Lee Holden

Do YOU Understand the Red Flag Rule?

What is the program all about? What do our customers get?

Bring your questions - and we'll get you answers!

You can register for the Red Flags Compliant Webinar:
https://www2.gotomeeting.com/register/814385850
Click to register

A Jumpstart Guide to meeting compliance.
Complete the form and we will immediately
e-mail you the complete Red Flags Compliance guide.

Red Flag Compliance Identity Theft Law

The Government is turning over the responsibility of Consumer
Identity Theft Protections via the Red Flag Compliance Laws
regarding Identity Theft and those businesses and individuals
that require credit qualification for their products or services,
including Landlords and Housing Rentals and Property Managers
for Apartment and Home rentals.

The new Red Flag legislation was
created to stop Identity Theft and
Fraud at the retail point of contact …

If you use consumer reports - originate
and/or provide financing, take payments
over time, run a collection service you and
your business are most likely "covered"
under this legislation.

In the language of the Red Flag Compliance
"covered" means Responsible for Certification.

Even if you don’t use or pull consumer credit reports
there is a possibility of and exposure to possible identity theft
if you need to verify ID and/or verification of "history"

Audits were delayed until May 1, 2009 and extended
until August 1, 2009 (the current deadline, as of this writing).

The FTC is responsible for audits when they begin …

The Laws as Applicable are complicated and you will want
expert advice as to what your business needs to do to be considered
Compliant.

Do these two things, now, if you suspect you may need to be
be Red Flag Compliant.

The Free Red Flag Compliance Guide
1) Complete the form and we will immediately
e-mail you the complete guide.
Your email will not be stored it will be used only for sending the requested information

We do not maintain any type of Data Base on these requests
and there is no unsolicited email marketing followup. Enter
a contact phone number only if you wish to be contacted as follow-up.

2) For your Convenience, at the top of the page on the site
you'll see a "Contact Us" tab.

Fill in any information that Applies...
Add a phone number if you wish to be called for any follow-up
questions.

The Contact Us box
(we use this information for follow-up at your request.
We do NOT put this information into any type of Auto-Responder
or email data base of any kind. Your Information is secure and
this request will not generate any marketing or any kind).

The Contact Us box looks like this

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Referred By:
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Comments:
(Ask a Question or questions here
or simply request a Free Phone Consultation)

That's all you have to do to get Started...
You can request a Free Interview to see if you
are required by Law to be Red Flag Compliant.

We are here to help you...

Red Flags Compliant Webinar with Lee Holden, The Who, What, Where, When and Why of Red Flags

Lee Holden, in Association with Fix Credit Biz, will be delivering
an overview of Red Flags Compliance in a Webinar Tuesday 7/21.

Red Flags Compliant Webinar with Lee Holden, The Who, What, Where, When and Why of Red Flags

All U.S. businesses and financial institutions must soon comply with the Fair and Accurate Transactions Act of 2003, known as FACTA. It includes guidelines known as the Red Flag regulations, which are intended to combat identity theft for consumer accounts.

Every Red Flags Compliant business is required to display the Red Flags seal on their website. This seal provides your customers access to the latest information regarding your company's Red Flags status. Your customers will be able to click through to create a ticket describing the identity theft they believe has occurred. They can also access a live chat system to access help for potential credit abuses.

Identity Theft Rules




Register for the Red Flags 1 Hour Webinar
and get The Who, What, Where, When and Why of Red Flags

RED FLAGS COMPLIANCE

Red Flag Rules and the FACT Act

FACT Act-amendment to the Fair Credit Reporting Act to help reduce identity theft. The act established Red Flag Rules.

A business that pulls credit or extends financing must be certified
under the Red Flags Compliant rules.

Identification of Possible Instances of Identity Theft (Red Flag Rules)

The act established so called Red Flag Rules to create regulations regarding identity theft prevention.

A key item was the requirement that mortgage lenders provide consumers with a Credit Disclosure Notice.

The Red Flag Rules apply to a very broad list of businesses including "financial institutions" and "creditors" with "covered accounts".

For a better understanding of Red Flags Compliance, you can
find a summary of the Red Flags Rules to find out if your business
needs to to be certified compliant on the Wikipedia site, see:

Fair and Accurate Credit Transactions Act

Additonal information to Get Your Company Compliant

This IS the Law NOW. Even though enforcement has not begun
the law is in place and you have exposure to huge Federal fines
as well as local Civil Litigation if you are discovered to not be in
compliance (which is to say, CERTIFIED Red Flags Compliant).

Red Flags Compliant Training Webinar

David George founder of FixCreditBiz along with Lee Holder
will be giving a free Webinar for an in depth look into what Red
Flags Compliant is about.

If you plan on attending! Reserve your Webinar seat for the broadcast
https://www2.gotomeeting.com/register/498293355
Thursday June 4, 2009
Time: 8:30 PM - 9:30 PM EDT

The Red Flags Rules are a part of section 114 of the Fair and Accurate Credit Transactions (FACT) Act of 2003.

Any Company with access to Consumer Credit may now be required to have in place an Identity Theft Prevention program by August 1st, 2009.

Does your Company need to be Red Flags Compliant?

Join David George and Lee Holder to find out.

Start now it takes time to become Red Flags Compliant.

Sign up now for the Red Flags Compliant Training Webinar
at no cost.

Reserve your Webinar seat now at:

https://www2.gotomeeting.com/register/498293355

Guide book for Red Flags Compliance

Welcome to Red Flags Compliant

Any Company working with Consumer Credit is now required to have an Identity Theft Prevention program in place by August 1st, 2009.

Three Things You Must Ask BEFORE Starting The Red Flags Compliance Process.

1. Is my company required to meet the Red Flags Compliance Rules?
2. What if my company is not in compliance by August 1, 2009?
3. What is the Fastest and Easiest way to become compliant?

To get the answers to these questions, you should request the
Guide book for Red Flags Compliance.

Request the Answers
You and your company will immediately be
e-mailed the complete guide.